Our Coverage Options

Leading Carriers. Quality Products.

“We Measure Genius by Quality, not Quantity”
– Wendell Phillips

Quality care starts with quality coverage, and each of our four primary carrier partners offer a Long Term Care product that reflects their A+ rating and long track record of industry-leading coverage.

Not only do these carriers have a history of superior products and customer care excellence, but they also share in our belief that Long Term Care coverage is about the true needs of the participant. This includes key product features, such as guaranteed premiums, death benefit and flexible payment options.

Click on any of the carrier logos below to learn more about products, ratings and coverage options.

BUSINESS OWNER? Claren also offers hands-on guidance for business owners who are looking for options to invest in Long Term Care coverage for themselves and their employees.

Check out Our Top 10 Blog resource for Business Owners

Our Offerings

MoneyGuard III

  • Financial Strength Rating: A+ (AM Best)
  • #188 on the Fortune 500 Company List

  • $270 Billion in Revenues

CareMatters 2

  • Financial Strength Rating: A+ (AM Best)

  • Fortune 100 Company

  • $253.6B in Assets


  • Financial Strength Rating: A+ (AM Best)

  • 30+ Years Offering LTC Products

  • $83B in Combined Assets


  • Financial Strength Rating: A+ (AM Best)

  • 5th Highest Comdex Rating

  • 8th Largest Insurance Company in the nation

“1 in 4 adults who are 45 years old or older are financially unprepared for long-term care expenses.” – AARP


“This was so much quicker and easier than I ever thought possible, and I ended up with a policy that provides me with better coverage than I had before, at a lower price.” – W.F.S


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